The interest rate stays the same. You make your first deposit payment on the day you open the account. How do I open and manage my account? This account can be opened and managed online on our app in branch by phone Opening this account You must be 16 or over, resident in the UK for tax purposes and have a national insurance number. You can only open this account in your sole name.
You can transfer an ISA you have with us or another bank. Find out how to transfer an ISA. If you have already saved into another cash ISA this tax year, you'll need to do an ISA transfer and move over the money you saved in this tax year. This includes cash ISAs with us or another bank. If you change your mind, you can cancel the account free of charge within 14 days of opening.
You can only subscribe to one cash ISA in a tax year. Interest on your ISA will be paid annually on or around 5th April. Once your ISA matures, you can:. If your account has earned less than days interest, all your original deposit will be given back to you, or transferred to your new provider. We give you interest on the money you put away in your cash ISA. This is called your Personal Savings Allowance. Interest on your savings is now paid without tax being taken off.
You can choose between terms of 1, 2, 3 and 5 years. You can add or transfer money in the first 30 days following account opening.
After that you cannot add to the account. You can find the rates for any account that is not listed on the current rates page set out in Rates for Closed Products. Check balances, make payments, change your details and open new accounts any time - all with Online Banking. View all Mortgages Buy to Let Mortgages. Personal Loans Car Loans. Can Shawbrook Bank change the interest rate?
How do I open and manage the account? You can only apply for this product online. Once your account is open, you can operate the account through secure message or by telephone on To open an account you must be 18 years of age or over and a permanent UK resident and only liable for UK tax. Can I withdraw money? We will write to you before maturity to remind you of the date that your fixed term ends. At maturity, you can either withdraw your funds, transfer them into a new Shawbrook account of your choice subject to any specific account terms and conditions or transfer part or all of your balance to an alternative ISA provider if your account matures within the same tax year as your deposits were made, you will have to transfer out the whole balance for that specific tax year.
If you do not let us know what you wish to do by the maturity date, your account will revert to a Cash ISA Matured Funds account and the variable interest rate will be confirmed to you in writing.
Additional Information Interest is paid Gross tax free. Requests to transfer funds into an account from another ISA provider must be made at the same time as your initial account application by signing a transfer form.
Transfer requests received after your initial account application may be refused. Transfers in from other Shawbrook Cash ISAs are permitted subject to the account being open for new funding. If you make withdrawals before maturity, you may get back less than the amount you originally invested. Access Whether there are any charges or restrictions when you take your money out.
Interest paid Money you earn which is paid to you either once a year or once every month. Deposits Money you put into your account to increase your balance. View account. No Restrictions — charges apply. Yes Restrictions apply.
Yes - Restricted Restrictions - charges apply. Annually or Monthly.
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